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http://moneyning.com/ - A personal finance blog where we share insights on carefully saving money, investing, early retirement, mortgages, stocks because the little things matter in achieving financial freedom!

Giving Gifts for the Holidays on a Budget
moneyning.com — Here they come again: the holidays. For some reason, even those of us who manage to keep... a tight rein on the budget the other 11 months of the year lose control at the sound of a Christmas bell. The bills roll in come February and then the trouble really starts, but all is forgotten by ... (more) Giving Gifts for the Holidays on a Budget
5 Common Misconceptions about Bankruptcy
moneyning.com — While many individuals seek to save money where possible, budget effectively and build a significant emergency fund,... others are not so fortunate in their financial circumstances. Whether as a result of the significant rises in unemployment or the poor state of the property market, some ... (more) 5 Common Misconceptions about Bankruptcy
Netflix Free Trial Offer Information
moneyning.com — Did you know that there’s a Netflix free trial offer going on right now? Over here at... MoneyNing, we routinely talk about personal finance philosophies like responsible spending and frugal living , but let’s change pace (today being Thanksgiving and all) and talk about ... (more) Netflix Free Trial Offer Information
13 Ways To Enjoy Your Life Without Spendy Alot Of Money
13 Ways To Enjoy Your Life Without Spendy Alot Of Money
moneyning.com — If you feel you need to have a lot of money to really enjoy life, I am... afraid you are sadly mistaken. The greatest things in life are those worthwhile experiences and subtle occurrences that sometimes most individuals simply take for granted. While Madison avenue may think that having ... (more) 13 Ways To Enjoy Your Life Without Spendy Alot Of Money
When It Might Be Better to Use a Credit Card
moneyning.com — There is a war raging with regard to which type of plastic to use: debit or credit.... While many like cash, it can be inconvenient to carry around large amounts of cash, not to mention dangerous if you happen to have your wallet or purse stolen. Plastic on the other hand has a small footprint, ... (more) When It Might Be Better to Use a Credit Card
MoneyNing is on Break Today
moneyning.com — Hello, Today is November 23, 2009, the Monday of Thanksgiving week. MoneyNing is away from his desk,... as he decided to take an one-day break from his day to day activities. He turned off his phone, his emails, his laptop, and basically anything that has an on and off switch. If you need to ... (more) MoneyNing is on Break Today
How to Save Money When Going Out to Dinner
moneyning.com — When trying to save money, going out to dinner becomes a real treat. This one is about... going out for a great meal, having some fun while keeping your wallet in mind. It takes a little planning and a bit of work, but with some clever strategies, you can still enjoy a good night out.  ... (more) How to Save Money When Going Out to Dinner
First Time Home Buyer Tax Credit Extension Thoughts
moneyning.com — If you want to hit me, punch here. I’m numb and can’t feel it anyway. As we... talked about yesterday, the $8,000 first time home buyer tax credit is extended, and that even existing owners who buy will be able to get $6,500. The new requirements – signed purchase agreement ... (more) First Time Home Buyer Tax Credit Extension Thoughts
Home Buyer Tax Credit Expanded and Extended
moneyning.com — After a successful trial run that boosted home sales and brought buyers back to the table, the... government has extended the $8,000 first-time home buyers tax credit through June 2010. Now it’s not just first-timers who are benefiting — the president also signed off on a new $6,500 tax ... (more) Home Buyer Tax Credit Expanded and Extended
How To Legally Decrease The Interest Rate On Your Credit Cards (Step By Step)
How To Legally Decrease The Interest Rate On Your Credit Cards (Step By Step)
moneyning.com — Whether we like it or not, having a credit card is essential to a consumer like salt... is to food. Many experts tell you that over usage is bad, but life just sucks without it. But what about those interest rates? With credit easing a little bit and the economy strengthening, the once ... (more) How To Legally Decrease The Interest Rate On Your Credit ...
More Ways than One to Make Money Online
moneyning.com — Shall we start making more money? When I set out to write this post, I was going... to talk about different ways to make more money but why talk general when I can take a more focused approach and share with you what people do online specifically? I live and breath the Internet these days, so ... (more) More Ways than One to Make Money Online
Four Things To Avoid Saying to Your Insurance Agent
moneyning.com — In many ways, insurance is a lot like a game. The goal? Trying to get a payment... for a claim since you have been paying insurance for that very purpose: Protection against large expenses due to unforeseen events . However, opposing you is the insurance company, which will be on the look out for ... (more) Four Things To Avoid Saying to Your Insurance Agent
Are 0% Balance Transfer Credit Cards for Life Possible?
moneyning.com — While researching on these 0% balance transfer credit cards the other day, I accidentally found out that... many people actually search for 0% balance transfer for life credit cards. My first reaction was “come on, really? There’s no way anyone in the right mind would offer ... (more) Are 0% Balance Transfer Credit Cards for Life Possible?
Women Not Stupid in Investing, Just More Humble
moneyning.com — Men and their egos… Now there’s proof. Men aren’t better at investing, but they certainly believe that... to be the case. Scottrade recently did a survey (link below) and found that when it comes to investing, men and women are practically the same. Although women rate ... (more) Women Not Stupid in Investing, Just More Humble
How to Save Money on Cruises
moneyning.com — Cruising has become an immensely popular way to get away and see a little bit of somewhere... new. Cruises provide food, lodging and entertainment all in one place while taking you out into the ocean; a perfect vacation if it weren’t for the price. Luckily, there are some easy ways to cut your ... (more) How to Save Money on Cruises
Take Some Time to Make More Money
moneyning.com — I love rules. In fact, the more restrictive the guidelines, the better. It’s not that I like... someone telling me no. But I just love trying to find a way around restrictions. Every time someone tells me how I’m not supposed to be able to do that, I always respond with ... (more) Take Some Time to Make More Money
Stop and Smell the Roses – Celebrate Every Time You Reach Your Financial Goals
moneyning.com — My wife used to compliment me whenever I communicated in Mandarin. She doesn’t anymore. Not that there’s... anything wrong with that though, because I couldn’t speak it back then and I could now carry a decent conversion using the language. In a short few years, she got used ... (more) Stop and Smell the Roses – Celebrate Every Time You ...
Four Ways To Invest In Foreign Currencies
moneyning.com — If you watch the news you have probably heard a lot about dollar depreciation these last few... months. As part of the economic stimulus package, the Federal Reserve has had to keep interest rates at historic lows (thereby making the “price” of dollars very cheap) while borrowing enormous ... (more) Four Ways To Invest In Foreign Currencies
4 Tips for Avoiding Extra Spending Just Because You Have a Coupon
moneyning.com — Coupons, coupons, coupons. Gotta love those savings . It’s a safe bet that most of us who... read this blog love coupons. We routinely check our newspapers for special offers, and we refuse to make purchases without searching for discounts because we are very careful with our personal finance. ... (more) 4 Tips for Avoiding Extra Spending Just Because You Have ...
The More You Try, The More You Succeed
moneyning.com — Even a broken clock is right twice a day. Oh I bet you heard that before, but... imagine with me for a second that you are paid every time that broken clock shows the correct time. Now, let’s also say that you are able to hit a button to randomize the time on that clock as many times as ... (more) The More You Try, The More You Succeed
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