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dtod@comcast.netClaimed Blog: lets-talk-business WallStreetBlips Member since Dec. 29, 2008 |
dtod.wordpress.com - 25 hours ago
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dtod.wordpress.com —
Minimum Viable Product, a new phrase, a new
idea, but it makes a lot of sense. It
works like this. Historically, the release of a new product occurred after a significant investment in expensive development and then a heavy investment in actual production, usually all behind closed doors. A ...
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Fail proof new product and service development…for ...
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dtod@comcast.net
posted 25 hours agoposted this
dtod@comcast.net
posted 25 hours agoposted this
dtod.wordpress.com - 25 hours ago
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dtod.wordpress.com —
Your revenues are dropping like a rock, yet
your overhead is always increasing. The debt you previously
took was supportable with yesterday’s revenue…but no longer, not with today’s significantly reduced revenues. It is crushing you. We understand…… Yes, we get it. ...
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Turn defeat into victory!
dtod.wordpress.com - 2 days ago
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dtod.wordpress.com —
We spend an enormous amount of time, energy
and effort fighting the battles to save our clients
businesses, their homes and their lives, and an honorable battle it is. Our belief and experience, based on enormous contact with many many small business owners, is that none of our clients ...
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Post #600: A tribute to the business owners who have ...
dtod.wordpress.com - 3 days ago
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dtod.wordpress.com —
Hold harmless and indemnification agreement, a term we
have all heard but probably have little idea what
it really means and why we should be aware of it, and use it when appropriate….and challenge it when added to an agreement when it is not to your best interest. In many situations a ...
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Hold harmless and indemnification agreement. Whaaat?
dtod.wordpress.com - 3 days ago
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dtod.wordpress.com —
Yes, once again, we are our own worst
enemy. We are in a deep dark recession, revenues
are down 20 – 80% depending upon many factors, yet you take huge losses instead of responding as you should. You do not downsize quickly enough or deep enough and as a result you tank yourselves. I ...
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We found the enemy and he is us. (pogo) Part #2
dtod.wordpress.com - 3 days ago
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dtod.wordpress.com —
Yes, times are tough. You had no intention
of losing your business, and further have no desire
to get a job. You have looked high and wide but as discussed in other posts, you are unemployable. No one wants an older x-entrepreneur, a previous business owner, as an employee. It is a disaster in ...
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Ok, you lost your business and cannot find a job, the ...
dtod.wordpress.com - 5 days ago
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dtod.wordpress.com —
I talk to small business owners where ever
I go, where ever I shop, and whomever I
speak with, and while it remains true the economy is far from recovering, we have not yet bottomed out and have a ways to go, there are many examples of business owners doing better. It is impossible to ...
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It’s true, some business owners are doing better. Why?
dtod.wordpress.com - 5 days ago
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dtod.wordpress.com —
I just exchanged emails with a broker friend
of mine who arranges financing for some of our
clients, and he had just heard back from a lender this afternoon and wanted to get me the good news. I responded of course, and in the communication, he mentioned how impressed he was that the man was ...
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Working 24/7 and proud of it? Don’t be, its a mistake.
dtod.wordpress.com - 6 days ago
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dtod.wordpress.com —
You, of course, all have heard our claim
that we are always successful in resolving our clients’
debt workouts. We are sometimes put to an extreme test. Recently we were challenged in a rare exception to our typical representation as our clients have been litigating with the Department of ...
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We fought the Dept of Justice and won, hands down.
dtod.wordpress.com - 6 days ago
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dtod.wordpress.com —
It is a very common question and more
often than not answered incorrectly. First there must be
some context to set the stage for the strategy. The rule is pay what is required to survive another day, to fight another battle. The landlord? No, definitely not. Do not pay this bill. You can ...
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What bills do you pay when there is not enough to go around.
dtod.wordpress.com - 6 days ago
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dtod.wordpress.com —
I review many self implemented Offers in Compromise
to the SBA, Banks and other creditors, and I
am frequently amazed at what I see. Friends, are you not paying attention? You are in default. You are being foreclosed on or collected against, at the very least. You are facing liquidation and ...
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Yes, you have a responsibility to present yourself in a ...
dtod.wordpress.com - 6 days ago
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dtod.wordpress.com —
One of the more ridiculous practices, but it
is very true, you must be in default to
engage in a workout negotiation. The banks logic being why negotiate a reduction if the borrower is current, obviously they can pay, they surmise. Unfortunately any intelligent attempt to demonstrate through ...
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Yes you must be in default to enter into a ...
dtod.wordpress.com - 6 days ago
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dtod.wordpress.com —
Make your employee cuts before all your employees
are out of work. Small business owners are all
humans, we all care about our families, friends and yes our employees. In many small businesses, the employees become family to the owners after years of working together side by side in the ...
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Make your employee cuts before all your employees are ...
dtod.wordpress.com - 6 days ago
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dtod.wordpress.com —
Listen again, the collateral and the business is
yours until the bank forecloses. You own the collateral,
assets that are valuable as they make you money and are the heart of your business as well as supporting the loan, being available and earmarked for liquidation by foreclosure upon ...
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The collateral and the business is yours until the bank ...
dtod.wordpress.com - 7 days ago
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dtod.wordpress.com —
Seems silly, hat in many instances the
borrower has already attempted to achieve various workout accommodations
yet failed miserably, yet with the same fact pattern, same borrower same everything the ‘third party expert’ can accomplish what was already proposed and refused and in many ...
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One reason why a third party expert, a consultant, can ...
